Motor Home Insurance in Michigan

Making the decision to own a motorhome in Michigan is just as big of a deal as buying a regular house or apartment. The commitment is a big one financially-speaking, so it is vital to make sure that you protect your investment. The best way to do that is to get insurance for your vehicle. Whether the motorhome serves as a home away from home while on vacation or your permanent residence, safeguarding it against damages due to unforeseen circumstances is highly recommended.

Motorhome Insurance in Michigan

Also known as RVs, or recreational vehicles, motorhomes that are not financed only need to have liability insurance; full coverage is not a requirement. However, if it is being financed, you will be required to have full coverage for your motorhome. If you happen to own a towable RV, the liability insurance that you have under your primary auto insurance will extend to cover your motorhome. For example, if the vehicle becomes unhitched, causing damage to any other surrounding vehicles, your existing auto insurance may provide coverage.

Motorhome for Recreational Use

A motorhome that is strictly used for personal or recreational purposes can be insured for up to 250 days out of each year. The liability insurance will protect you against any bodily injuries or property damage, as well as medical bills. If you begin using your RV as a temporary residence that remains stationary, you may want to consider vacation liability insurance.

Contact Great Michigan Insurance in Marshall, MI

If you are interested in purchasing an insurance policy for your motorhome, be sure to contact Great Michigan Insurance in Marshall, MI. The experienced staff will be able to answer any questions you may have and offer insight into insurance options for your recreational vehicle. Sometimes the process of choosing insurance can feel quite overwhelming; a professional can help you figure out which option is the best one to suit your specific needs.