Commercial Insurance in Michigan

Important Considerations when Dealing with Commercial Insurance

We understand that in the state of Michigan there are several varieties of options when it comes to commercial coverage. These include those regulated by the state and those that are recommended to ensure the safety of your business. Great Michigan Insurance in Marshall, MI can provide you with the needed information about commercial insurance to ensure that you are well above the recommended suggestions by the state. It is also important to note that policies are typically industry specific.

General liability insurance

It is recommended in Michigan for every business to have insurance coverage that protects their business from liability issues with customers and your inventory. In the event someone is hurt on your property, liability will cover any costs that may arise from it. This can be done with products that injure customers as well. With certain policies, you can find coverage to insure your inventory to protect it from losses that may occur due to a major incident such as a fire or power outage. There are a variety of options that deal with various liability scenarios and these should be discussed further with an insurance agent.

Workers compensation insurance

Workers compensation insurance is required by law. It is necessary if you employ one or more workers. It helps cover the worker's medical costs and wage losses in case of a work-related accident or injury. This also helps you as a business to manage expenses that may arise from unforeseen incidences involving workers. Great Michigan Insurance in Marshall, MI offers free quotes for commercial insurance and can help answer any questions you may have about a policy. Contact our offices to speak with an agent and learn more about your options. Our agents are ready to help you find the perfect insurance plan for your Michigan business.