Auto Insurance in Michigan

What Do I need to Know about Michigan Auto Insurance?

Imagine being on your way to work in Marshall, MI and finding yourself in an accident that not only destroys your car but also sends you to the hospital. You learn that you have some broken bones and a few other injuries that are going to keep you from working for at least six weeks. What is worse is that you find the other party in the accident has no insurance, so even though they ran into you, you will not be getting an insurance check from them to cover your losses and damages. What will you do now?

If you have responsibly followed Michigan law, you do not need to worry. The state of Michigan requires that all motorists carry a minimum of $20,000 in no-fault insurance. If you do not understand this term, let us here at Great Michigan Insurance break it down. No-fault insurance covers you, your medical expenses, the damage you cause to the other party’s property, replacements, and wage loss that you suffer regardless of who caused the accident. It may seem unfair that you will be paying for it even if it is not your fault but understand that the first goal is to get you back on your feet and recover from the accident. It can also help prevent you from getting sued in the case of significant loss or damages. After you are back on your feet, you can take any legal actions available to you against the other party.

Whether you are looking for a brand-new insurance policy or wanting to switch from your current provider, we want to help you get the insurance you need. Visit our website and use our online rating tool to find an auto insurance quote. You can also call or drop by to see us at Great Michigan Insurance in Marshall, MI for a no-obligation quote. We are happily serving Michigan residents’ insurance needs and we look forward to welcoming you into the family.