Sometimes, as a driver who must have auto insurance, you debate whether it is worth the extra cost to have more than basic auto insurance. Not everyone is a good candidate for basic auto insurance. The first thing you need to know is that basic auto insurance coverage is 20/40/10. This is $20,000 for the first person injured, with a total for the entire accident of $40,000. The final $10,000 is for property damage. At Great Michigan Insurance in Marshall, MI, we provide our customers with the customized service they want and deserve. 

If you have a car loan or leasing, you need to have additional insurance to protect the vehicle that the lender or lessor has an interest in. You will need to have collision and comprehensive insurance which covers the vehicle. You don’t have a choice. 

If you are like most people who own a car, you use it almost every day. It is hard to imagine your life if you didn’t have it available. How would you get to work if your car was damaged and didn’t have insurance to fix it? Would you be able to afford to pay for the repair yourself? If your answer is no,  you need to consider the insurance you need. 

Two types of coverage protect your vehicle. Collision will take care of any damage that has been done as a result of a collision. If you are the responsible party in an accident, if you have a one-car accident or your vehicle is hit by someone who runs, you will be able to get it repaired or replaced. 

Comprehensive insurance covers non-collision damage and theft. It will cover weather-related damage, vandalism, and damage to your glass. 

Contact Great Michigan Insurance in Marshall, MI when you are looking for a no-obligation quote.